20 Steps to Home Ownership

Step 1

Buyer Counseling
We will meet to discuss in detail your needs and wants so we can plan the ideal search for your property

Step 2

Agency Alternatives
We will discuss what agency is with you and explain to you the different relationships in real estate, so you know exactly where you stand and what your rights are in a real estate transaction.

Step 3

Buyer Representation Agreement
We will explain to you the Buyer Representation Agreement with the services and fiduciary responsibilities that accompany representation.

Step 4

Financing
We will offer to arrange a meeting with one of our lenders to identify your range of affordability and to increase your negotiating position through the pre-qualification and pre-approval process.

Step 5

Home Criteria
Our sales associate will provide you with all available properties that meet your property-search criteria. Our goal is to present you, when possible, with properties as they debut or before they appear on the open market.

Step 6

Property Viewing
We will arrange for private showings for the properties that meet the criteria you have selected. Our sales associate will always be present to help you evaluate each property.

Step 7

Property Evaluation
We will discuss the attributes of each property that may affect its present value and future resale value. We will discuss how each property does or does not fit your individual needs and wants

Step 8

Truth-in-Housing
We will review with you all inspection reports pertaining to the condition of the property and disclose all physical defects of the property that are known to us.

Step 9

Review of Seller’s Disclosure
We will review the seller’s written disclosure statement with you to enable you to make the best decision possible on how to write your offer to purchase.

Step 10

Inspection Contingency
We will explain to you the option of a home inspection contingency.

Step 11

Home Warranty
We will explain to you the option of a home warranty plan to reduce your risk when purchasing a home.

Step 12

Appraisal
We will explain what an appraisal is and when and why it is necessary. We will explain to you the option of an appraisal contingency.

Step 13

Funds Required
We (in conjunction with your lender) will provide you with a good-faith estimate of closing costs and down payment requirements anticipated in the transaction.

Step 14

Offer Preparation
We will prepare a written offer on the property you have chosen, with specific terms approved by you.

Step 15

Negotiations Strategy
We will prepare a negotiation strategy for the property you have selected, including advice on the initial price and terms to offer where permitted.

Step 16

Offer Presentation
We insist upon presenting your purchase offer directly to the seller.

Step 17

Monitor the Sale
We will track the progress of your purchase agreement keeping you informed of the status of all contingencies and conditions during the entire transaction period.

Step 18

Final Walk-Through
We will accompany you on a final walk-through of the property prior to closing to make sure everything is just how you expect it to be.

Step 19

The Closing
We will be present with you at the closing table to ensure all goes well.

Step 20

Continuing Service
We will be in contact with you after the closing to ensure all your needs have been met and answer any questions that may have arisen.